SUUBI SACCO
🏦 A modern Ugandan SACCO

Save smarter.
Grow together.

Join thousands of Ugandans saving for school fees, businesses, homes, and their children's future. Earn interest, borrow responsibly, and track every shilling in real time.

✓ No monthly maintenance fees ✓ Mobile-first ✓ Regulated savings

Savings that fit your life

Every member starts with Free Savings. Add more products as you grow.

🪙

Free Savings

Deposit any amount, any time. Withdraw whenever you need — no notice required.

  • Instant access
  • 2.5% p.a.
  • Included for every member
🔒

Fixed Deposit

Lock your savings for 6–24 months and earn higher interest paid at maturity.

  • Up to 10% p.a.
  • Automatic payout at maturity
  • Auto-renew option
📈

Premium Savings

Commit to save for at least 12 months. Unlock higher interest and priority support.

  • 8% p.a.
  • 12-month minimum
  • Renewable term
🎯

Target Savings

Save for something specific — school fees, land, a wedding. Track progress in real time.

  • Custom goals
  • Progress tracking
  • Deposit anytime
👶

Junior Account

Open a savings account for your child under 18. Teach them to save early.

  • Guardian-controlled
  • No minimum balance
  • Earns interest

Why members choose SUUBI

🔐

Bank-grade security

Double-entry accounting, two-step approvals on large transactions, and full audit trails on every shilling that moves.

📱

Mobile-first

Access from any phone or browser. SMS confirmations on every transaction. No app to download.

🤝

Community-backed

Guarantor-based lending means members help each other. Group savings build collective strength.

💸

Fair & transparent

Interest calculated on average daily balance. Penalties capped. No hidden fees, no fine print.

Join in under 5 minutes

1

Register

Enter your name, phone, and password. We verify your phone by SMS.

2

Upload ID

Upload your National ID and a passport photo. Our team reviews within 24 hours.

3

Start saving

Deposit via mobile money or cash at any branch. Watch your balance grow.

4

Borrow when ready

After 3 months of active saving, apply for loans backed by your savings.

Ready to start saving?

Join a community that's building financial security together.

Create your free account